The history of mortgage rates is a fascinating journey through economic cycles, government policies, and societal shifts. Throughout the early 20th century, rates were relatively low, fueled by post-war prosperity and increasing demand for housing. Yet trend changed dramatically during the Great Depression of the 1930s, when rates soared as a resul

Examining old mortgage rates provides valuable insight into the changing nature of the housing market. Throughout history, interest rates have risen and fallen in response to a variety of financial factors. Reviewing these trends can help homebuyers understand the broader context of current mortgage rates and make more intelligent financial decisio